Your Cash-Flow Plan
Clear targets for everyday spending, emergency savings, and money set aside for long-term goals.
A written set of rules for where each dollar goes.
Private Client StrategyCorporate AdvisoryServices & transparent pricing
A clear plan at every step.
Choose a conversation, a focused budget and tax-season plan, a complete financial plan, or ongoing support. Compare the fees and what you receive.
| Choose your service | Your fee | What you receive | Your next step |
|---|---|---|---|
Start hereStrategy Session60-minute conversation | $150one-time · flat fee | Discuss your questions and leave with clear next steps. One private session | Book a sessionSee included services ↓ |
Everyday money & tax seasonBudget & Tax-Season PlanFocused written plan | $500one-time · flat fee | Your budget, savings priorities, and tax-strategy checklist. One review meeting included | Request our planSee included services ↓ |
The complete planThe Capital FrameworkComplete written financial plan | $2,500one-time · flat fee | Your cash-flow plan, account map, and quarterly review checklist. First 3 months of support included | Discuss our planSee included services ↓ |
Stay on trackMonthly Planning SupportSupport for your existing plan | $250/ month | Keep your budget, savings, and planning priorities current. Monthly support; quarterly portfolio reviews | Discuss supportSee included services ↓ |
Your first step counts.
Start The Capital Framework within 30 days of your paid session and apply the full $150 fee: $2,500 − $150 = $2,350 remaining.
The complete plan includes 3 months of support. After that, continuing at $250/month is optional and requires your written agreement. The $500 plan is a separate one-time service and includes tax-strategy education, not tax filing.
Not sure where to start?Book a free 15-minute fit call →
Financial education, planning tools, and research. You keep your accounts and make every investment decision.
What’s included?
Open a service to see the details.
Start hereStrategy SessionView included services$15060-Minute Intensive
A private hour with Aurum Strategy to review your goals, explain your options and risks, and identify practical next steps for your budget, retirement planning, or investment questions.
Your goals & questions
Clarify your priority, constraints, decision timeline, and the information required to evaluate the issue responsibly.
Scenario planning
Compare practical alternatives across liquidity, saving, budgeting, or long-term goals.
Your next steps
Leave with an organized set of next steps, open questions, and decisions requiring additional professional review.
The $150 advisory fee is credited in full toward The Capital Framework if you decide to initiate the complete plan within 30 days of your session. That leaves $2,350 to pay toward the $2,500 framework. The credit reduces your service fee; it is not a cash refund.
One $150 fee covers the full 60-minute intensive. General questions about scheduling, billing, and how our services work remain free. The session does not include legal or tax advice, specific buy-or-sell instructions, account management, or trade execution.
Book Your $150 Strategy SessionBudgeting, planning & tax-season preparationBudget & Tax-Season PlanView included services$500one-time
A practical financial plan for your everyday money. Organize your income and expenses, set savings priorities, and explore tax strategies to review with your qualified tax professional.
Your personalized budget
Review income, recurring bills, variable spending, and debts. Receive a monthly budget with realistic spending limits and savings targets.
Your financial priorities
Create a written order of priorities for debt payments, emergency savings, upcoming expenses, and longer-term goals.
Your tax-season strategy checklist
Review tax-planning topics such as retirement contributions, withholding, tax reserves, and records for potential deductions or credits. Receive a checklist of opportunities and questions for your qualified tax professional to verify.
Your plan review
One review meeting to explain your budget, priorities, and tax-season checklist so you know what to do next.
One $500 flat fee covers the agreed review, written budget, financial priorities, tax-season checklist, and one review meeting. Ongoing support, the complete Capital Framework, tax-return preparation or filing, IRS representation, and legal or tax advice are not included. Your tax professional confirms eligibility and applies tax strategies. Tax savings are not guaranteed. Scope and delivery timing are agreed in writing before work begins.
Request Our $500 PlanYour complete financial planThe Capital FrameworkView included services$2,500one-time
A written plan connecting your income, spending, cash reserves, retirement goals, and self-directed investment accounts. Know what to prioritize and what to review next.
Your Financial Roadmap
Review your income, expenses, debts, savings, accounts, and goals. Receive a written list of priorities and practical next steps.
Your Cash-Flow Plan
Set a workable budget, define an emergency reserve, and plan how to divide future income between near-term needs and long-term goals.
Your Investment & Retirement Accounts
Understand how your self-directed brokerage and retirement accounts fit together, including diversification, fees, access to cash, and investment risks. You choose and carry out all transactions.
Your first 3 months of Monthly Planning Support are included at no additional service cost (a $750 value), plus one dedicated 45-minute session explaining your self-directed accounts. Continuing monthly support is optional and requires written authorization.
Pay $2,500 once for the agreed financial review, written plan, and implementation guidance. Final deliverables and timing are confirmed in writing before work begins.
Included in The Capital Framework
What you take away
Your $2,500 plan includes three practical tools you can return to throughout the year.
Your Account Map
One view of your bank, self-directed investment, and retirement accounts, with each account’s purpose explained.
One connected view of how your accounts work together.Your Quarterly Review Checklist
A repeatable checklist to review investment mix, cash needs, and changes in your goals before you decide what to do.
A repeatable process you evaluate and execute independently.Account structures and contribution rules depend on your eligibility and applicable law. Tax and legal questions are referred to your licensed professionals. You retain account control and all final decisions.
Keep your plan currentMonthly Planning SupportView included services$250per month
Ongoing help with budget updates, investment education, and questions about your existing plan. The written agreement explains when you can contact us and when reviews are delivered.
Quarterly portfolio health checks
Review allocation drift, concentration, liquidity positioning, and material changes against your documented objectives.
Budget & savings updates
Revisit your budget, reserves, and savings priorities when your income, expenses, or goals change.
Priority market analysis
Receive educational market context and structured analysis when material events affect your decision framework.
Guided rebalancing review
Evaluate rebalancing considerations and implementation steps while retaining final authority over every account decision.
Billed monthly under a written support agreement. This service does not include account custody or discretionary trade execution.
Discuss Monthly SupportAdditional research supportPortfolio Research & ReportingView included servicesCustom Quarterly RetainerScope-Defined Mandate
A fixed quarterly fee for research reports, account summaries, and written decision checklists. All accounts are held directly by you with your chosen providers. You independently decide and execute every account action.
Client-defined reporting framework
Organize allocation, concentration, and liquidity information against the client-defined parameters documented in the mandate.
Cross-market research
Organize relevant context across equities, fixed income, commodities, foreign exchange, real assets, and digital-asset markets as applicable.
Custom reporting cadence
Set the depth and frequency of portfolio reviews according to complexity, markets covered, and decision requirements.
Independent implementation framework
Provide educational decision scorecards and operational checklists. The client independently evaluates, approves, and executes every final action.
One fixed fee per quarter, agreed before the engagement starts. The quote reflects research coverage, report depth, and delivery cadence. Compensation is not tied to account value or investment performance. No custody, account access, or trade execution is included.
Request a Fixed-Fee ProposalPayment methods & engagement terms
A few clear answers.
Which service should I choose?
Start with the $150 Strategy Session for focused questions. Choose the $500 Budget & Tax-Season Plan for a written budget, financial priorities, and a tax-strategy checklist. Choose The Capital Framework for a complete written plan. Monthly Planning Support helps you keep an existing plan current. If you are unsure, book a free 15-minute fit call.
How does the $150 credit work?
Initiate The Capital Framework within 30 days of your session and the full $150 paid session fee is credited toward its $2,500 price. That leaves $2,350 to pay. This is a service credit, not a cash refund.
Do you hold my money or trade for me?
No. You hold accounts directly with your providers and make and execute every final decision independently.
What happens when I book?
Choose an available time and complete the form. Your appointment is confirmed immediately on screen, and you can save it to your calendar. We send connection details and, for the paid session, the invoice separately. No payment is collected by the booking form.